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Tech Lead (Banking Systems)

IO Tech Solutions Limited
Remote / ChinaFull timeLead / Manager
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About the role

About Us

Our goal is to provide a seamless, secure, and innovative banking experience for our customers. We are currently seeking a Banking Service Tech Lead to help establish our foundational systems and lead our technical initiatives.

Role Overview

As the Banking Service Tech Lead, you will be tasked with designing, developing, and maintaining our core banking infrastructure. You will collaborate closely with cross-functional teams to ensure that our banking systems comply with regulatory standards, uphold security protocols, and deliver outstanding customer experiences. This leadership position requires a blend of technical expertise and strong management skills to build and nurture high-performing teams.

Key Responsibilities

  • Oversee the technical design and implementation of our core banking systems using Golang or Ruby on Rails.
  • Lay the groundwork for our digital banking platform, focusing on payment networks, account management, and transaction processing.
  • Develop and implement secure, scalable banking APIs that align with Open API specifications.
  • Work with compliance teams to establish effective KYC/AML systems and processes.
  • Create data reporting frameworks that satisfy regulatory requirements and support business intelligence needs.
  • Architect and implement treasury management processes, foreign exchange capabilities, and credit systems.
  • Guide the integration of payment networks and partnerships with banking entities.
  • Ensure all systems adhere to banking regulations and security standards.
  • Build, mentor, and lead engineering teams, providing support for career development and performance evaluations.
  • Promote engineering excellence through best practices, code reviews, and a culture of continuous improvement.
  • Manage project timelines, resource distribution, and technical delivery.
  • Collaborate with product, design, and business stakeholders to ensure technical solutions align with organizational goals.
  • Represent the engineering team in executive and cross-functional meetings.

Required Qualifications

  • A minimum of 8 years in software development, with at least 5 years focused on financial technology.
  • At least 3 years of experience in managing teams of 5 or more engineers.
  • Strong expertise in Golang or Ruby on Rails.
  • Proven experience in building and scaling banking or financial service platforms.
  • In-depth knowledge of banking operations, payment networks, and financial systems.
  • Experience with KYC/AML solutions and compliance frameworks.
  • Familiarity with data security practices relevant to financial institutions.
  • Knowledge of treasury management systems, foreign exchange, and crediting processes.
  • Strong understanding of RESTful APIs and Open API specifications.
  • Experience with microservices architecture and cloud-native applications.
  • Demonstrated leadership ability to inspire and motivate teams.
  • Excellent problem-solving skills and conflict resolution capabilities.
  • Strong communication skills, able to convey complex technical concepts to non-technical stakeholders.

Preferred Qualifications

  • Experience working with global bank auditors and regulatory compliance teams.
  • Familiarity with banking core SaaS systems like ThoughtMachine, Audax, or Temenos.
  • Experience collaborating with System Integrators (SI) on large-scale financial projects.
  • Understanding of ISO 20022, PSD2, or other banking standards.
  • Experience with real-time payment systems and card processing networks.
  • Knowledge of blockchain or distributed ledger technologies in financial contexts.
  • Experience with cloud platforms (AWS, GCP, Azure) and containerization (Docker, Kubernetes).
  • Background in data science or analytics within financial services.
  • Experience managing distributed or remote engineering teams.
  • Proven history of successful project delivery in highly regulated environments.

Leadership Competencies

  • Strategic mindset with the ability to translate business vision into technical roadmaps.
  • Strong skills in team building and talent development.
  • Excellent stakeholder management and communication capabilities.
  • Ability to achieve consensus across diverse teams and perspectives.
  • Proven track record of delivering complex projects on time and within budget.
  • Adaptability and resilience in fast-paced, dynamic environments.
  • Commitment to fostering an inclusive and collaborative team culture.

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